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Business Banking Associate I

Company: FNCB Bank
Location: Scranton
Posted on: January 26, 2023

Job Description:

Description:General Responsibilities/Job Summary: The position's purpose is to gain the skills and experience required to transition into a Business Banking Lender position. This will occur through on the job training in the Credit Unit and in the Commercial Unit under the direction of experienced Commercial and Credit officers. 1. Under the direction of a Business Banking Lender, perform tasks such as:

  • Compile documentation for loan submissions or annual line renewals
  • Prepare preliminary analyses for loan submissions
  • Coordinate loan submissions with the credit department and obtain additional documentation or information as requested
  • Solicit information or documentation from prospects, customers, accountants, etc.
  • Respond to customer's operational requests and resolve operational issues within the Bank
  • Prepare term sheets
  • Verify insurance coverage when necessary
  • Ensure that proper collateral is obtained and maintained
  • Performs credit checks for loan applications when necessary
  • Prepare and maintain detailed records of meeting with clients or prospective clients 2. Under the direction of the Credit Analyst Supervisor or appointee, perform tasks such as:
    • Spreading Financial Statements
    • Analyzing the key factors and important issues on a commercial customer's balance sheet and income statement
    • Analyzing the changes in a commercial customer's balance sheet and income statement from year to year
    • Utilizing key bank systems in order to access data.
    • Pulling and reviewing credit and D&B reports 3. Attend and successfully complete any internal or external training as assigned by the Commercial or Credit Unit. 4. Actively search and analyze portfolio for opportunities of additional products, services, and loans. 5. Performs other duties as assigned. PM22Requirements:Education/Training:
      • BS or BA degree in Accounting, Finance, or Business Administration with at least 12 Accounting credits preferred, or equivalent knowledge and/or banking experience Knowledge/Skills/Abilities:
        • Strong analytical skills demonstrated through both work experience and academics.
        • Well-developed PC skills, particularly with Excel.
        • Strong verbal skills and the ability to write technical documents.
        • History of community or extracurricular involvement that demonstrates leadership or interpersonal skills is a plus. History that demonstrates sales potential is a plus.
        • Strong interpersonal skills including the ability to work with all levels of employees and types of customers
        • Sales orientation and the ability and willingness to initiate business development activities Experience:
          • At least 1 + years banking or sales experience preferred. Required Certification/Licenses:
            • N/A Travel Requirements:
              • Localized travel within the bank's footprint with occasional overnight travel to obtain training. Willingness to be based in either Lackawanna or Luzerne Counties. PI201008197

Keywords: FNCB Bank, Scranton , Business Banking Associate I, Accounting, Auditing , Scranton, Pennsylvania

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