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Credit Analyst II

Company: Citizens & Northern Bank
Location: Wellsboro
Posted on: November 23, 2021

Job Description:

Credit Analyst IIUS--Job ID: 2021-1841Type: Full-Time# of Openings: 1Category: OperationsTo be DeterminedOverviewWe are looking for a Credit Analyst II to fill an opening immediately within any of our C&N locations. Locations include the following Pennsylvania Counties: Bradford; Cameron; Bucks; Lycoming; McKean; Potter; Sullivan; Tioga; York or in one of the following New York Counties: Chemung; Steuben. Position could be remote for the qualified candidate within 50 miles of one of our locations. The qualified Credit Analyst II conducts credit investigations and analyzes credit information of larger and more complex loan requests and prepares credit approval documents for presentation to loan officers and/or committees. Responsibilities1. Spread, review and analyze financial statements and related material for larger and more complex existing and prospective borrowers. 2. Develops the credit approval document to assist in the lending decision on new, renewal and extension loans. 3. Investigate all available sources of credit and financial information, including report services, credit bureaus, the Risk Management Association, industry trends and other companies. 4. Prepares annual reviews on borrowing relationships in accordance with Citizens & Northern Bank's loan policy. 5. Assists in the assignment of risk ratings. 6. Calls on existing and potential borrowers with lenders to solicit new loan and deposit relationships or to monitor the borrower's ongoing credit worthiness. 7. Training and Education. 8. Customer Service - exemplifies Citizens & Northern's Quality Client Service Standards. PM18QualificationsEducation: Bachelor's degree (B. S.) from four-year college or university or equivalent in a directly related field, such Accounting or Finance. Experience: 2-4 years of previous related experience and/or training or Equivalent combination of education and experience.PI154590799

Keywords: Citizens & Northern Bank, Scranton , Credit Analyst II, Professions , Wellsboro, Pennsylvania

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