Credit Analyst II
Company: Citizens & Northern Bank
Posted on: November 23, 2021
Credit Analyst IIUS--Job ID: 2021-1841Type: Full-Time# of
Openings: 1Category: OperationsTo be DeterminedOverviewWe are
looking for a Credit Analyst II to fill an opening immediately
within any of our C&N locations. Locations include the
following Pennsylvania Counties: Bradford; Cameron; Bucks;
Lycoming; McKean; Potter; Sullivan; Tioga; York or in one of the
following New York Counties: Chemung; Steuben. Position could be
remote for the qualified candidate within 50 miles of one of our
locations. The qualified Credit Analyst II conducts credit
investigations and analyzes credit information of larger and more
complex loan requests and prepares credit approval documents for
presentation to loan officers and/or committees. Responsibilities1.
Spread, review and analyze financial statements and related
material for larger and more complex existing and prospective
borrowers. 2. Develops the credit approval document to assist in
the lending decision on new, renewal and extension loans. 3.
Investigate all available sources of credit and financial
information, including report services, credit bureaus, the Risk
Management Association, industry trends and other companies. 4.
Prepares annual reviews on borrowing relationships in accordance
with Citizens & Northern Bank's loan policy. 5. Assists in the
assignment of risk ratings. 6. Calls on existing and potential
borrowers with lenders to solicit new loan and deposit
relationships or to monitor the borrower's ongoing credit
worthiness. 7. Training and Education. 8. Customer Service -
exemplifies Citizens & Northern's Quality Client Service Standards.
PM18QualificationsEducation: Bachelor's degree (B. S.) from
four-year college or university or equivalent in a directly related
field, such Accounting or Finance. Experience: 2-4 years of
previous related experience and/or training or Equivalent
combination of education and experience.PI154590799
Keywords: Citizens & Northern Bank, Scranton , Credit Analyst II, Professions , Wellsboro, Pennsylvania
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