Credit Analyst II
Company: Citizens & Northern Bank
Location: Wellsboro
Posted on: January 25, 2023
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Job Description:
Credit Analyst IIUS-PA-Job ID: 2021-1864Type: Full-Time# of
Openings: 1Category: OperationsTo be DeterminedOverviewAt C&N
we have a mission to take care of our customers to be the only bank
they need. The Credit Analyst II is responsible for conducting
credit investigations and analyzing credit information of larger
and more complex loan requests. This position will also prepare
credit approval documents for presentation to loan officers and/or
committees. Responsibilities1. Spreads, reviews, and analyzes
financial statements and related material for larger and more
complex existing and prospective borrowers. 2. Develops the credit
approval document to assist in the lending decision on new,
renewal, and extension loans. 3. Investigates all available sources
of credit and financial information, including report services,
credit bureaus, industry trends, and other companies. 4. Prepares
annual reviews on borrowing relationships in accordance with
C&N Bank's loan policy. 5. Assists in the assignment of risk
ratings. 6. Performs role as assigned in the approval process
within credit policy and using prudent credit underwriting skills
7. Calls on existing and potential borrowers with lenders to
solicit new loan and deposit relationships or to monitor the
borrower's ongoing credit worthiness. 8. Training and Education -
Complete all assigned training as established in a timely manner,
including compliance, certification & licensure, and other
developmental requirements. 9. Customer Service - Exemplifies
C&N Customer Service Standards. PM23QualificationsEducation:
Bachelor's degree in Accounting, Finance, or a directly related
fieldandExperience: 2-4 years of previous related experience and/or
training. OR: Equivalent combination of education and experience.
Skills:
Keywords: Citizens & Northern Bank, Scranton , Credit Analyst II, Professions , Wellsboro, Pennsylvania
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