Credit Analyst II
Company: Citizens & Northern Bank
Location: Wellsboro
Posted on: January 28, 2023
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Job Description:
Credit Analyst II
US-PA-
Job ID: 2021-1864
Type: Full-Time
# of Openings: 1
Category: Operations
To be Determined
Overview
At C&N we have a mission to take care of our customers to be
the only bank they need. The Credit Analyst II is responsible for
conducting credit investigations and analyzing credit information
of larger and more complex loan requests. This position will also
prepare credit approval documents for presentation to loan officers
and/or committees.
Responsibilities
1. Spreads, reviews, and analyzes financial statements and related
material for larger and more complex existing and prospective
borrowers. 2. Develops the credit approval document to assist in
the lending decision on new, renewal, and extension loans. 3.
Investigates all available sources of credit and financial
information, including report services, credit bureaus, industry
trends, and other companies. 4. Prepares annual reviews on
borrowing relationships in accordance with C&N Bank's loan
policy. 5. Assists in the assignment of risk ratings. 6. Performs
role as assigned in the approval process within credit policy and
using prudent credit underwriting skills 7. Calls on existing and
potential borrowers with lenders to solicit new loan and deposit
relationships or to monitor the borrower's ongoing credit
worthiness. 8. Training and Education - Complete all assigned
training as established in a timely manner, including compliance,
certification & licensure, and other developmental requirements. 9.
Customer Service - Exemplifies C&N Customer Service Standards.
PM23
Qualifications
Education: Bachelor's degree in Accounting, Finance, or a directly
related fieldandExperience: 2-4 years of previous related
experience and/or training. OR: Equivalent combination of education
and experience. Skills:
PI202036523
Keywords: Citizens & Northern Bank, Scranton , Credit Analyst II, Professions , Wellsboro, Pennsylvania
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